I ride a lot in my city and thunderstorms can happen several times a week where I live during certain parts of the year. Usually I can plan around them and if it’s really so stormy I don’t think I can bike then it’s usually better if I don’t drive anywhere either.

The main one that gets me is when I pick up my kid from school. Just rain and I’ll bike but if there’s lightning I occasionally need to take the car for safety.