I’ve been looking into moving towards a more privacy friendly OS on my phones; I’ve been deGoogling my phones to the maximum extension I can manage, deactivating stock apps and putting in as much FOSS possible.
But what other options are there out there?
I don’t want to go full out into Linux Phone territory, as I am not tech savvy enough to maintain a phone on that line, and I have two bank and a carrier applications I would like to keep using.
As I write this, Murena and their /e/ OS seems to be a good option, as they have some accessibly priced equipments and the OS itself seems to be a clean(er) Android.
We have a digital ID called BankID that is standardized by the banks. All banks can issue it, and it can be used for mostly anything online that requires real authentication, like paying with your card or logging in to manage your taxes etc.
That is a lot of trust put upon banks.
We have something similar in my country but it is the State that issues it; it serves as an authenticator for State services and connected entities.
For online payments and the sort, there are several systems in place. One very useful is issuing single-use, prepaid, cards for online use.