only people that want to buy something and don’t have enough money right now use credit cards.
Not necessarily true. Real credit cards have benefits like cash back & airplane miles etc. Tons of financially-savvy wealthy people use their credit cards for every purchase then pay it off before the end of the billing cycle so they don’t accrue any interest but they still get all the benefits & cash back etc.
That was meant to be sarcasm, maybe i should’ve put a tone marker, text only yada yada
Even without any benefits it’s technically free money even if it’s unlikely to be super impactful. I tend to micromanage my savings account and I’ve probably made like… 10 euros in additional interest thanks to credit cards.
Not necessarily true. Real credit cards have benefits like cash back & airplane miles etc. Tons of financially-savvy wealthy people use their credit cards for every purchase then pay it off before the end of the billing cycle so they don’t accrue any interest but they still get all the benefits & cash back etc.
That was meant to be sarcasm, maybe i should’ve put a tone marker, text only yada yada
Even without any benefits it’s technically free money even if it’s unlikely to be super impactful. I tend to micromanage my savings account and I’ve probably made like… 10 euros in additional interest thanks to credit cards.