We are told we live in a world where everyone is equal, but when someone (or quite a lot of someones) suggest that the death of a rich white man might not be the tragedy we are told to think it is, suddenly all of the other rich white men are upset that that is the prevailing view, and they want to use their platforms to tell us that “yes it is and we should think it is”
If you ask most people they will tell you the lesson I learned a long time ago – a lesson most of us learn relatively young.
Not all deaths are worth mourning. You don’t have to celebrate them, but you don’t have to pretend that you are sad they are dead either.
Precisely. Insurance is by its very nature incompatible with capitalism. Because while those who need it are always under duress, the profit motive is always to deny the claim.
This applies to every type of insurance out there, from critical things like health all the way down to something as meaningless as insuring your jet ski.
Big edit: im a big dumb that can’t read. Roast me, it’s my kink
Not true. The concept of insurance is pretty much socialism. A bunch of people, or a community ,pool some of their resources for a certain emergency, and cover the people that have that emergency with the money set aside.
The capitalists hijacked that process and made it for profit.
The only way to make money on that is either:
There is also gambling the coverage money on the market, but it is not inherent the concept of insurance itself.
Honestly, I used to work in property and casualty insurance (very different from health and life insurance, but I stopped because it was in conflict with my morals), and we gambled premiums on the market. It doesn’t seem like a good idea, but my former company has been around for hundreds of years and paid out 98-102% of premiums collected for claims.
I recently learned that the ACA required at least 85% of premiums to go to claims, which is absurdly low from a P&C perspective. There have been stricter regulations for P&C for decades. I have no idea how lawmakers can justify that health insurance is so much more laxly regulated when it’s so much more important.