Does anyone know if online banking is really less safe than only being able to access the bank in person?

My grandparents refuse to open online banking for their account. I’m wondering if there’s a way I can convince them?

  • iii@mander.xyz
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    8 hours ago

    Older people get scammed more often, so I kinda get your grandparent’s reasoning.

      • edric@lemm.ee
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        6 hours ago

        Using online banking means they need to create and maintain user accounts, which can then be phished. Online scams use wire transfers and they can be duped into sending money to a stranger. It’s not so much that online banking is insecure (although banks still insist on SMS 2FA which is not secure), it’s that it’s essier to scam people, especially seniors who are tech challenged.