

I have multiple young-ish (30s) friends that don’t own a phone (not just smartphone; any phone), and basically all people I know above 80 years don’t own one either.
You can absolutely live a perfectly fine and good life without a smartphone. You’re just drawing the line where it’s convenient for you.
Or let’s put it in more familiar words…
[Owning a smartphone] is not “participating in society”, this is participating in, contributing to, and directly benefitting from the very thing they’re complaining about.



















It may be initially inconvenient, but you can choose a bank that offers 2FA/TAN beyond the smartphone app.
Not sure what healthcare apps you mean. There’s lots of categories, so won’t comment without clarification.
Same for employers tbh. Would love an example. (Besides: work apps can’t be forced on your private phone in most places.)
I live in “modern society” and do own a smartphone, but I’m aware that it’s a convenience, not a necessity.