• kalkulat@lemmy.worldOP
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    9 months ago

    It’s my opinion that housing is so basic a need that no house should be allowed to use for a gambling chip.

    The ‘housing market’ needs to be broken in favor of individual ownership. (For many, speculation has driven ownership out of reach.)

    Only individuals may purchase individual homes, and must agree to occupy them as their primary and only residences until they sell and vacate them. (Live-in landlords included, e.g. boarders.)

    As part of the deal, they must first find another individual buyer (under the same terms) for their present home.

    (Futher stipluations needed, but none that permit violation of the above principle. )

    • CanadaPlus@lemmy.sdf.org
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      9 months ago

      I don’t think speculation is a big factor, actually. Rentals don’t earn money without renters and they don’t appreciate nearly fast enough to make up for the lack of income.

      In my country at least there’s just measurably less houses than there needs to be.

      • FontMasterFlex@lemmy.world
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        9 months ago

        they don’t appreciate nearly fast enough to make up for the lack of income.

        depends on where you are. i bought a new house 3 years ago and within a year the value of my house had increased nearly 100k.

        • CanadaPlus@lemmy.sdf.org
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          9 months ago

          That’s one hot market.

          Most of the time they don’t do that, though, and there’s a good chance if you had rented it out the wear and tear would not have reduced that value very much, so there’s still not a lot of “opportunity cost”.

          • FontMasterFlex@lemmy.world
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            9 months ago

            to be fair it’s leveled out since. it’s still up that much, but didn’t continue the meteoric rise.

    • ninjan@lemmy.mildgrim.com
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      9 months ago

      So no vacation homes at all?

      And what constitutes an individual? A family unit? Or can you own two houses when you’re married, one per adult?

        • ninjan@lemmy.mildgrim.com
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          9 months ago

          Sure but from my understanding the problem in the US (and most places) isn’t that there isn’t room. The sum of empty houses/apartments is greater than the amount of homeless. It’s more distribution and logistics.

          So we drop demand by outlawing many forms of ownership but with lower prices from that drop its reasonable to expect an increase in demand for the most popular places / places with a good salary and strong job market.

          This then naturally moves the spot with available homes further from the major areas. People with low/no means are they then expected to move there to not be homeless? Even if there’s no career prospects or even jobs?

          If we cap relocation how is that handled? Are you not allowed to move into and buy a new home in say San Francisco, LA or NY?

          And how much relocation are we mandating for the homeless?

          If we remove the free market there is an extreme demand for very thoughtful, planned out rules which need to be airtight because people exploit everything and every loophole will be found.

          And if we don’t eliminate the free market, just limit who can own, then how do we avoid the aforementioned problems of accelerating urbanization? Such that we don’t equalize at the exact same prices just private owned instead of corporate owned.

      • kalkulat@lemmy.worldOP
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        9 months ago

        Needs discussion. I’m more concerned for kids -never being able- to buy a home. “Owner-built”, no problem.

        • Maalus@lemmy.world
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          9 months ago

          “needs discussion” because you didn’t really think anything through, you just shout slogans on “how it would work” without any bearing on reality or the current housing situation.

          • RubberDuck@lemmy.world
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            9 months ago

            What kind of a weird stance is: If you don’t have all the answers the moment we talk about something your point is invalid.

            “I don’t know, we will need to discuss” is a valid answer to follow up questions.

            • Maalus@lemmy.world
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              9 months ago

              You are strawmanning right now. I didn’t say “you don’t have an answer to one question”. I said “you don’t have any answers, and the answers you have wouldn’t work in the real world”. “We will need to discuss” in this comment was exactly that - no idea what to do, no idea on any ramifications, just “we got to do something!” with zero knowledge on the subject.

      • spujb@lemmy.cafe
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        9 months ago

        oh yay an easy one

        1. yes, no vacation homes at all
        2. yes, a family unit

        it’s actually not that hard