Chiropractors.
Even though this is top comment, this is an underrated answer.
The entire industry is built on catering to the vast swaths of women who get ignored by doctors and need somewhere to turn.
I highly suspect doctors are taught in medical school, “women are over emotional and prone to exaggeration.”
Hell, “hysteria” was considered a valid diagnosis until the 1950s.
This guy gets it. Chiropractors are a scam, but scammers are drawn to people who “fall through the cracks” because they’re treated like their problems don’t actually exist. Finally, they meet someone who takes their pain seriously. It’s too bad the person who takes it “seriously” is a fucking charlatan.
It falls harder on women, who have more instances of pain that are ignored by the medical community, partially from the history mentioned above, claiming women must be experiencing “hysteria.”
It absolutely happens because of the failings of the medical community.
I was suffering from hyperemisis last year and it took 3 doctors before I finally found one to take me seriously, which I consider it lucky it only took 3. The last doc I was practically on my hands and knees begging them to take me seriously.
In the middle of all that I also ended up with pneumonia. Normally I never get sick so I was like wtf is going on. But anyways, a doctor finally took some chest x rays and 2 weeks later they call to tell me that my X-ray was clear. I. Went. Off. I ended up having to go to the ER 2 days after the doctor visit because I could no longer breathe, it was so painful. How is it possible that my x ray was clear??? Then another week goes by and the assistant calls to tell me that I do have pneumonia and a prescription has been sent in. I just hung up and filed complaints with everyone I could. That office was a hot mess.
Also homeopathy.
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“may be a placebo”
My friend, there is no “may”.
Also, you can buy Tic Tacs from any newsagent or gas station.
Not to defend homeopathy, but a big part of why placebo works is how we percieve the medicine/treatment.
Tic tacs wouln’t work as well as fake medicine (aka homeopathy) because they don’t look as “official”.
It is exactly as quacky as quacks.
People always chime in with stories about how chiropractors helped them with XY and Z problem they were having.
And overall I don’t doubt them. There’s a lot of things that can go wrong with your spine or other joints, and I’m certain that some of them can be addressed by physically manipulating and adjusting it.
But the basic premise of chiropractic treatments is that basically all human ailments can be fixed in that way, which should sound like total bullshit to anyone with half a brain. And that’s before you get into all spiritual nonsense that pervades a lot of the field.
Now some of them understand that that’s a load of bullshit and may even be realistic about the things they can treat, but it can be pretty damn hard to sort them out from the ones who think that your pancreatic cancer is caused by ghosts in your spine and they know how to get them out or some bullshit like that.
Now if you have a good idea what your issue is and what needs to be done to fix it, take the time to carefully vet your chiropractor to make sure they’re not going to try some crazy bullshit on you, you very well may be able to get a decent treatment from them. Maybe you’ll even be able to save some money going with that.
But for most of us who aren’t doctors and so only have kind of vague ideas what exactly the issue is and that the treatments we’re doing actually make any sense, and don’t necessarily have time to do all of that research and carefully vet that the person treating them isn’t secretly a quack, you could just get the same sort of treatments from actually physical therapists, orthopedists, physiatrists, etc. with the added benefit of them actually understanding the issues and how to fix them properly.
Chiropractors are kind of like the rednecks of the medicine world. Some of them know exactly what they’re doing with that harbor freight welder, they may not do things by the book but they know for certain what works and what doesn’t and more importantly know when something is beyond what them and their buddies can accomplish on a free Saturday with a case of beer and when they need to suck it up and limp their truck to the shop and let a professional deal with it. Others know just enough to be dangerous and while they can get the job done 90% of the time or at least not make things worse, that 10% of the time something is literally going to blow up in someone’s face. And still others are just meth heads looking to make a quick buck and it’s a miracle they’re not behind bars. And when you see them hanging around the local watering hole, it may not be totally clear which is which until it’s too late.
Private health insurance is the biggest fucking scam ever. The private insurance companies benefit by getting the aggregate healthiest population into their plans (working adults). The most likely to be expensive people, i.e. old people (on medicare) or poor people (on medicaid, or not even on an insurance plan) are on government, tax payer insurance plans. There is literally no reason except for corporate profiteering that Medicare should not be expanded to cover all people.
Also all those conversations, especially in the 2020 election period, were totally bullshit. You say something like M4A will cost 44 trillion dollars or whatever, which sounds like an insane amount of money. What is often left out of the discussion is that estimated cost was 1) over 10 years and 2) has to be weighed against the current costs we already pay for insurance. So the deal was very simple: the overall costs would go down because the overall spending would be less, and at the same time millions of people without coverage would be covered, and at the same time you don’t have to contemplate stupid bullshit like in network, out of network providers. Or ever again talk to your insurance about why something is or isn’t covered. Boils my blood when I think too much about this.
Not even gonna weigh in on things like how medicare can’t negotiate prescription drug prices (https://www.nytimes.com/2023/07/23/us/politics/medicare-drug-price-negotiations-lawsuits.html), or how dental, vision, and hearing are treated separately from general healthcare, or how med school is prohibitively expensive, or how the residents after med school are overworked because the guy who institutionalize that practice was literally a cokehead. Those are all just bonus topics. The point is we are getting fleeced.
Private anything is a scam because it doesn’t exist to resolve an issue or fulfill a need and instead pursues profit over any logic.
NoYeah no. Get out of US bubble.
Private and public are both viable models of operations with some applicability overlap. Private doesn’t necessarily pursue profit first, despite US literally enforcing it.
Basic needs that are either unchanging or change very slowly are the purview of public policy. Healthcare, infrastructure, etc. Privatize it and you’ll have a catastrophe.
Basic needs that benefit from variation and supply elasticity with a necessary baseline is where hybrid model works well. Public entrepreneurship provides variation, regulations or public enterprises cover baseline. Agriculture is a great example of such overlap. Private-only agriculture leads to profiteering on basic human need. Public-only agriculture leads to famines due to incompetence, malice, or lack of elasticity.
Desires that people can live without and can change on a whim is where private innovation thrives. Be it a product to sell or a charity project to pursue. Some of the results of said innovation can and will become matters of public interest. Forbid private enterprise here, and you’ll end up in a bleak reality of North Korea.
We literally had a case of “public everything” half a century ago and it didn’t fucking work. It needed serfdom and insane amounts of natural resources to prop itself up. It also left a mafia-led capitalism in its wake.
We also have a live case of blind trust in markets, as if information was immediately available everywhere. It leads to a very similar looking outcome.
Sadly one of the main exports of the US is its ideology, so many other countries want to implement the same heartless, profit-oriented privatizations of every state organism.
The only instances where privatized offerings may work IMO is if the government themselves are the competition, acting as a “control”.
Without a stable control that has the sole purpose of serving the people, fully privatized offerings will just squeeze more money out of already stretched households for profit as you’ve said… which is the case for practically everything RN
Private insurance (for the average person) in general is dumb. We have a collective need to insure various things against disaster, and realistically the federal government shells out huge amounts for most disasters anyways (after the so called insurance companies go bankrupt).
So why the heck are we paying a premium for all of the overhead of the insurance companies?! It’s this massive inefficient system that doesn’t work, while the “government as insurance” system works great, and doesn’t require nearly as much overhead. There’s no room for private sector insurance to inovate, because there’s nothing to inovate on; IMO, the private insurance industry contributes nothing of value to society except jobs that it pays for by forcing everyone to engage with it.
The insurance industry in general is betting you’ll be fine, and you’re betting “maybe I won’t.” It’s extra bad for medicine because they stick their head even into the small stuff, not just “I need a 10,000 unexpected hospital bill covered.”
I’ll try to list things that aren’t in the typical internet echo chamber. Bring on the controversy. These are just my opinions.
50% of the shelf space at the grocery store is just different forms of corn syrup, sometimes with some trans fat mixed in, generationally twisting our idea of what food is in a race to the cheapest, most addictive product.
The only way it’s profitable for someone to knock on your door to sell ANYTHING is if they are obscenely inflating the price (think 100-600% markup)
Most supplements, especially expensive ones with TV ads
Dr Scholl’s and the goodfeet store
Genuine leather is just about the opposite of what you’d think
Bamboo fabric which is pretty much just a different way to say rayon but is pitched as a revolutionary and environmentally friendly cloth
Most bladeless fans just hide fan blades in the base
Many cleaning products don’t do better than diluted soap and water (even for sanitizing) especially the ones with TV ads
Financial planners who are actually financial product salespeople
Most single-purpose kitchen gadgets, especially as-seen-on-TV
The realtors racket: I just paid $30k for an internet posting and mediocre advice
Many personal hygiene products are just repackaging the same two or three active ingredients by the same one or two megacorporations
Essential oils (even ignoring mystical claims) big names charge an order of magnitude higher than they should
The stock market and publicly traded companies. The idea that a business that is making consistent profits isn’t good unless those profits are increased each quarter is asinine. This system of shortsighted hyper focus on short term quarterly growth for the sake of growth is the cause of so much pain and suffering in the world. Even companies with amazing financials will work to push workers compensation down, cut corners and exploit loopholes to make sure their profits are always growing. Consistent large profits aren’t good enough.
Instapot. Instapot made too good of a product, most people buy one and its good for years. That’s good for consumers but terrible for investors. The company that bought them out and took them public saddled them with a ton of debt from other sectors and now they’re bankrupt.
Google stock is literally worthless and does not represent an actual stake in the company for example
Wait what?
They have 2 (3?) types of shares, and the one most people buy ($GOOG) is a class C share which comes with no voting rights and doesn’t give you a share of the company profits.
While class A shares ($GOOGL) come with voting rights, class B shares which are held by Google’s founders and insiders get 10x voting power and so they still hold the majority vote. Class A also does not pay dividends.
Google’s shares are divided into two types, Class A and Class C. Class A shares, traded as GOOGL, confer one vote per share as a typical stock would. Class C shares, traded as GOOG, confers no voting privileges. This dual shares system was done to raise more money selling less useful Class C shares (intended for mutual funds and the like) while keeping control of the company in the hands of those held on to Class A shares (i.e. longtime executives).
Ah, thanks for the info. That’s actually what I suspect is happening with the new fractional shares thing, but the brokerage is the one retaining control.
It’s worse than that, because a company bylaw also gives every GOOG stock a set value of a fraction of a fraction of a fraction of a cent and a binding part of their issuance is the clause that they can demand to buy them back for that price at any time. Google can drop like pocket lint and instantly buy all GOOG stock back.
Homes as wealth-creators.
Americans take it as received wisdom that homes are meant to generate income through higher valuations over time. We just assume home prices go up over time and if it’s not actively increasing in value, the home was a failure.
Many other countries don’t treat homes this way. They are dwellings, invest what you want to your liking, but it’s not a retirement account.
This focus on wealth generation creates lots of perverse incentives, such as exclusionary zoning, building on lots that are overly large, and suburban sprawl. These don’t reflect people’s actual, desired form of housing but rather maximize wealth for homeowners at the expense of everyone else.
We have a completely warped view of housing that causes us to be preyed upon by real estate agents, landlords, HOAs and the like.
You make good points, and it is a perverse line of thinking. However I do think that homes and land are the only real investments we can make. Not in a sense of trying to make a profit on it, but as something to put our money into.
Houses have not been an appreciating asset since 2008, and the only way to make money off of them in the current market is the buy massive quantities and hold them for decades until inflation does its thing
Such a good take.
competition. You like Brand A? and dislike Brand B? both are owned by C
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Adjustable rate mortgages aren’t necessarily scams, but the legislation to cap the maximum movement and require disclosing that were a big help in making that true. They are a good way to get a lower rate in the short term, which is useful in some scenarios.
Unpaid overtime.
Framing “fulfilling your contract” as “silent quitting”.
In what other context would be “delivering what’s in the contract” anything less than satisfactory?
When I buy a litre of milk and the box contains exactly a litre of milk it isn’t “silent stealing” either.
Wedding rings/diamonds in general.
The tradition isn’t as old as people think and was literally started by a jewelry company to sell more jewelry. Specifically diamonds, which are not as rare as commonly believed and if not for the false scarcity and misinformation, would be dirt cheap.
First Past the Post voting at elections.
Welcome to Canada.
I’m still salty about that broken Liberal promise to reform our elections. None of the parties care about it and it seems no one wants to try to change it.
Subscriptions.
People pay every month but most don’t use the sub to it’s full value, and forget how expensive it becomes over the years. And you don’t own anything on a subscription, you just borrow it.
Also trial periods that prolong automatically into subscriptions.
Professors requiring their own, expensive textbook for their course.
worse than that is professors being required by the school’s contract with the textbook company to tell you to buy a book that they have no intent on using because it’s awful. that was way way more common for me.
And the versioning of those textbooks to make sure it can sell for exactly nothing.
This! My English teacher in my first year required us to buy a specific book that she wrote from a specific book store for $250. You had to bring it and the receipt in proving you bought it and aren’t just sharing with someone else.
We then opened the table of contents to “go over” the book and never touched it again.
She then said “you should probably leave those here so you don’t forget them”. Never fucking touched it again.
In 1988 I had to buy a book for my chemistry lab that cost $80. It was 70 xeroxed pages in a 3 ring binder.
Religion. The all-time champion, no contest, just as George Carlin said:
My personal top 3:
- insurance
- subscriptions
- Google and similar data hungry companies (while not a financial scam but moreso a privacy scam, companies like Google and Meta profiteering on our personal data without our knowledge or awareness)
The price for glasses. It’s like this because of a stupid duopoly
