Hello fellow Lemmy investors. I need to vent/seek advice…

I’m passively invested to what is (for me) a big amount in VWCE… The beatings have been rough since trump took office and a good chunk of my profits have already been wiped out.

Due to a change in careers 2.5 years ago (starting my own business), I’ve not had as much income as I used to and have not been adding to the fund since then. This fund is my “do-not-touch” fund, I did have cash savings on the side, a decent chunk of which has gone into investments in my business, vehicle, etc.

I’m not wiped out yet and still in the green, and I still have a rainy-days worth amount in cash savings, but if this fuckery is gonna keep going, that won’t last much longer I guess. My fund is all-world so it’s supposed to rebalance if the US shits the bed (which is why I went for that rather than the traditional S&P500 indexes), but still it’s getting beat pretty hard meanwhile. I’m in Europe if that matters.

I don’t know what to do, my strategy would say to ignore this and stop looking at the app, but also I can’t help being nervous and I really don’t want to start seeing my hard-earned savings that I’m keeping for my kid/retirement go in the red…

  • Obi@sopuli.xyzOPEnglish
    1·
    3 days ago

    Well, today I went for a nap and when I woke up, I had lost another 2 grand, and that was too much for me tbh. I live somewhere without capital gains tax so selling events don’t trigger tax, so I pulled out (about 10k€ from the top, but still about 10k in the green overall). Gonna sit it out for a bit… This was not good for my mental health, which as I mentioned in another comment is already in shambles from unrelated reasons.

    • eran_morad@lemmy.worldEnglish
      2·
      3 days ago

      Sorry to hear that, bro. Take care of your mental health. If you sell while in the green, you won. Don’t beat yourself up.

      • Obi@sopuli.xyzOPEnglish
        1·
        3 days ago

        Thanks mate, that’s what I’m telling myself, though I also can’t help but think if I was gonna sell, should’ve done just a biiiit sooner haha. But my strategy was supposedly to not do that… For now, better to be off the wild ride I think, and overall green is still success, like you say.