Although the Supreme Court struck down President Joe Biden’s signature student loan forgiveness program in late June, his administration has found ways to cancel more than $48 billion in debt since then.

The cancellations have come through existing federal student loan forgiveness programs, which are limited to specific categories of borrowers, such as public-sector workers, people defrauded by for-profit colleges, and borrowers who have paid for at least 20 years.

These programs are separate from the rejected forgiveness plan, which would have canceled about $430 billion of the $1.6 trillion of outstanding federal student loan debt all at one time.

The Biden administration has been granting student loan forgiveness through these existing programs on a rolling basis since coming into office and has discharged a total of $127 billion for nearly 3.6 million people to date.

    • cybersandwich@lemmy.world
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      1 year ago

      It’s 127 billion dollars more than any other president/administration has ever done.

      3.6 million Americans and their families have had a significant burden removed, and that doesn’t even count the new repayment rules that limit the impact student loans borrowers.

      He’s still moved the needle on a major pain point for millions of Americans. It warrants credit where it’s due. If you only criticism is that it wasn’t more, then write your representatives and vote accordingly.

    • krellor@kbin.social
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      1 year ago

      What more can he do without Congress? He tried to act unilaterally through executive action and it didn’t work. He told the house and the senate, back when there was a (slim) Dem majority in both that he needed them to act and Schumer, AOC, and others kept publicly insisting he had the authority to act through executive action.

      So blame the folks who failed to act when they might have had a chance to get it through Congress.

      • HubertManne@kbin.social
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        1 year ago

        yeah and actually he has it now were payments are based on income and interest can’t increase the principle more than what was initially borrowed. Even if someone does not qualify for the other areas the 20 year one keeps this from being an albatross.

      • Ensign_Crab@lemmy.world
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        1 year ago

        Schumer, AOC, and others kept publicly insisting he had the authority to act through executive action.

        This looks like you’re blaming Schumer and AOC for suggesting that Biden use an executive order instead of the centrists that made sure that student loan forgiveness never saw a vote.

        • krellor@kbin.social
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          1 year ago

          Schumer is the senate majority leader, he is the person who can bring things to a vote in the Senate. AOC should have focused her lobbying on the chamber of Congress she is a member of to bring a vote on a bill. Or even draft a bill for committee. Not just exhort the president to a course of action that was unlikely to proceed. I’m sure they did it either because they knew they didn’t have the votes, or to protect Dems in vulnerable seats. Either way, they shouldn’t have pushed their portion of the governments responsibility to the executive.

          • Ensign_Crab@lemmy.world
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            1 year ago

            Schumer is the senate majority leader, he is the person who can bring things to a vote in the Senate.

            And he knew that thanks to centrists, he didn’t have the votes.

            AOC should have focused her lobbying on the chamber of Congress she is a member of to bring a vote on a bill.

            Was it Pelosi or AOC who decided which bills come to the floor? I get that you want to blame AOC for centrists’ resounding success in blocking loan forgiveness, but it’s a stretch at best.

            Biden is still trying and not giving up after the very first setback. It’s no wonder members of his own party are primarying him from his right.

            • krellor@kbin.social
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              1 year ago

              As far as I’m aware, Pelosi didn’t go in front of the media and online and repeatedly tell the public that Biden could use an executive order. If she did, then I feel the same way about that as the others I listed, who I did see out in the media making those claims.

                • krellor@kbin.social
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                  1 year ago

                  I don’t blame AOC for student debt not being forgiven. I do blame Congress as a whole, and I find fault in Schumer, AOC, and others who shifted blame to Biden. Even at the time numerous independent legal experts had said that it would be unlikely to succeed through executive action, and so all Schumer and AOC did by publicly calling Biden out was fuel misplaced blame like the person I replied to. I think their energy could have been better spent drafting legislation and publicly calling on Congress to bring a vote to the floor, which I think are fair criticisms.