Summary
President Biden announced the federal government will cover 100% of costs for initial disaster response to the Los Angeles wildfires for 180 days.
The funding includes debris removal, temporary shelters, and first responder salaries.
Biden declared a major disaster, allowing immediate aid access, and directed the Pentagon to assist with firefighting resources.
With 28,000 acres burned, five deaths, and mass evacuations, Biden urged Congress to provide additional aid.
FEMA is coordinating recovery efforts on-site.
Just to confirm, there’s no plan to subsidize the rebuilding of $40,000,000 mansions, right?
Rich tend to have power and influence. If biden wants to create a legacy for him and his associates (whether his kins or the party members), he needs to serve the rich people’s needs first and foremost.
It is only rational that he does that. Isn’t it?
I don’t know about the US, but in the UK, rebuilding would be covered by the homeowner’s buildings insurance.
Although insurance companies would probably try to claim it as an Act Of God to get out of it. Don’t know how that would go legally…
I’m an Atheist. Act of God is nonsense. What does it even mean? It can mean whatever the fucking insurance wants it to mean and it’s horseshit
Read your contracts, the things that fall under this moniker will be listed.
I’m an atheist that understands that an act of god refers to any destructive natural event where the damage to property couldn’t have been reasonably prevented. And insurance companies detail exactly what is and isn’t covered per policy; it’s just that they can get away with denying coverage due to lack of oversight/policing of them.
Isn’t that what insurance is for?
Insurance is literally a market of risk assessments. The odds of any given event are x, y and z and the cost of each of those events are a, b, and c. Take the number of people who are applying for policies and spread the cost based on the risks and figure out how much each needs to pay to be able to cover x, y or z should/when any of them occur. There’s discussions to be had on how much a percentage of profit should be allowable on the top and how much to subsidize on known high risk coverage that is not mathematically reasonable but it all boils down to buying risk based on the chance and cost of any given event happening. Act of God/Force Majeure make complete sense when framing it this way. The insurance policy is based on known and predicted risks. You don’t have volcano insurance in NJ and you don’t have hurricane insurance in Kansas because they aren’t expected disasters so they aren’t included in the risk calculations. Act of God is a catch all term for things beyond the expected scope of the policy which is based on clearly established limits and scenarios.
That is one reason, yes.
I Germany we call it “Höhere Gewalt”. While that can refer to something supernatural, it just means “higher force” and I think it does a good job as a term.
It isn’t a good term though. There’s no such thing as the supernatural.
Dude, I’m also an atheist and very vocal about it. Don’t be that kind of atheist. Pick your battles and realize that trying to eliminate religious words from non-religious applications is not one you’re going to win. This is really no different from atheists who refuse to do things like exclaim, “Jesus Christ!” when they stub their toe or are super frustrated or whatever as if the words have some sort of power.
As someone who thinks there is no such thing as the supernatural, maybe don’t give words so much power?
Yeah it’s not supernatural. It’s just that nature itself is a higher force than we are, or can you prevent an earthquake?
Don’t let reason and logic get in the way of his edginess.
You can’t prevent earthquakes but they sell earthquake insurance.
Many modern buildings are designed to withstand earthquakes of some magnitude; this is what reasonable prevention means.
You can’t prevent any natural force unless your uncle knows god (and is on good terms with them). What was stated was the ‘reasonable prevention of damage’. insurance companies that sell earthquake insurance won’t insure buildings that are not up to code, which in turn is based on locally expected disasters, their expected commonality, their expected severity, and what is considered to be reasonable measures for the prevention of damage (or an excess of e.g. mitigation).
For example, where I live you can’t get hail insurance unless you have impact resistant shingles. I had and have exactly that so I got hail insurance; after a particularly bad hail storm (and 8 previous years of wear) I filed a claim and had my entire roof redone at my insurer’s expense. I was kind of surprised how straight forward the process was and the stark absence of bullshittery, but I may have just gotten lucky. The area I’m in gets a lot of hail so it may also be in the insurer’s best interesting not to get a name for denying for hail damage.
unless your uncle knows god (and is on good terms with them).
You don’t have to use the non-specific pronoun. We all know god is a woman from the documentary by Kevin Smith.
Privatize the profits, socialize the losses…
Yeah wtf with the religious taint. That’s what I call all these stupid terms that creep into secular government and businesses because it reminds me of the Zerg’s creep from StarCraft. Lol
No, fire insurance is a required part of home owners insurance in California, at least for now, but I’m sure the cost of this fire will have insurers squirming to get out of that.
Hopefully their insurers won’t go bankrupt
I don’t know about the US, but in the UK, rebuilding would be covered by the homeowner’s buildings insurance.
A lot of these places were dropped from their insurance because insurance companies made the risk calculation.
I haven’t read the articles but there’s a bunch of headlines that insurance companies were dropping a lot of houses in the Palisades area.
Acts of God are covered by homeowners insurance unless explicitly stated otherwise. A homeowner in the Palisades without fire insurance is…playing with fire.
A homeowner in the Palisades without fire insurance probably doesn’t have it because their insurance company dropped them, after doing the calculations and realizing how likely a fire was
Very much depends on the insurance held
Holy shit, if that’s how they wanna play this, God’s telling me to shoot some insurance fucks.
Josh Johnson had a joke something like:
Luigi can easily get out of it by taking the stand and going:
I tried to call them, but I was on hold for so long that it just seemed faster to deal with it in person. I wanted to tell them I was crazy.
Obviously better phrased, better paced better everything. Incredible
FEMA provides assistance to make essential repairs to homes in some instances, but does not provide rebuilding assistance is my understanding. They do provide funding for temporary shelter and essential supplies, but those amounts are not tied to income.
No mention of rebuilding subsidies for homeowners. I assume they’ll be assisting with state-funded infrastructure after recovery as well.
Meeting with federal officials at the White House, Biden said the funds would go toward debris removal, temporary shelters, salaries for first responders and more for 180 days.
Isn’t that why you have insurance
For sure, it is. But in the likely event that insurance providers somehow deny the claim, the cynic in me expects the government to provide socialized support for the wealthy as soon as it can.
Because the wealthy are always made whole. It’s only the working class who can’t stand up for themselves who are generally taken advantage of by insurance agencies.
Trump will let Cali burn.
Trump would sell NFTs of the ash mounds found in LA, then rug pull and move the assets to the Cayman Islands.
B u better get them checks signed right now
Proof that there’s always money from Uncle Sam to help the super rich.
There are plenty of people affected by this fire who are not super rich. Something like 1 in 34 Americans lives in LA County, IIRC, and most of them aren’t super rich. Yes the Palisades area is pretty affluent, but not all of the surrounding areas are. What’s more, the effort to STOP the fire protects everyone.
Besides, most of who we think of as rich in LA is nowhere near the level of the ultra-wealthy whose wealth we should be redistributing. The 400 richest Americans have over $5 trillion in wealth. A-list actors and directors and movie producers are a drop in the bucket in comparison.
The numbers in this are now out of date because it’s from 2021, but it’s still worth looking at.
Oh, I’m not opposed to stopping the fires. the best way way to do that is to tax anyone burning fossil fuels out of existence.
Yeah! Don’t hate the people who only have enough wealth to not work for the next several generations! There’s even RICHER people out there!
The median home value in the palisades is $3,485,831. That’s more than double the median lifetime earnings of an American.
And all of the money they have is still dwarfed in comparison to only 400 people. I’m not saying their wealth isn’t extravagant but most actors didn’t receive their wealth from exploiting millions of working class people.
Yeah, they only get their wealth at the expense of hundreds of supporting staff who make next to nothing in a predatory industry.
Actors are hella exploited too. Sure, someone who is living in a multi-million dollar home is likely to have “made it” such that they’re able to shield themselves from much of the exploitation that most actors face, but actors aren’t responsible for the industry being predatory. In many cases, they’re the saps that fell for the bait (I say this as someone with a few friends who are actors, who struggle to pay basic bills).
Two co-workers of my other half lost homes, one lost a family member too. They are service workers, I can assure you they are not rich.
Perhaps you prefer everyone gets nothing as long as it prevents the rich from getting anything too? That’s some republican level thinking - y’know, where no poor people get any help because a freeloader or two might get something.
I think the heart of the accusation is “initial” in the headline. We’re all seeing a repeat of bank bailouts, ppp loans, etc, where the bucket is going to run out immediately before anybody who actually needs it gets a drop, and everybody else is going to end up footing the bill.
The difference between your service worker friends and their ultra wealthy neighbors is that your friends will likely have their insurance claims denied, delayed and defended. Meanwhile the wealthy neighbors will cash in on their multi-million dollar art insurance on top of the housing insurance, even if they managed to have their servants sneak the art out in their spare bentley.
Then next year when your friends are still scraping by on savings the increase in premiums will come in so they can help pay for the payouts that went the rich.
If they are lucky they’ll get 80% of the value of the house paid out and nothing for belongings.
You didn’t answer the premise.
You prefer everyone get nothing in order to stick it to the rich?
Why even have middlemen that earn a profit for shareholders for property insurance?
My problem is with the system, not the little guys.
Is that your answer? So you’re saying you do prefer that no one gets any government help as long as it’s sticking it to the rich?
That’s what you take away from shareholders and property insurance? Those terms don’t seem to be government ones at all, whatsoever, today.
Maybe if the system was socialized or nonprofit instead of private it could be better, but people are too selfish/corrupt. The insurance industry profits greatly from the delay, deny, defend method and that’s the way it’ll stay.
You’re going through a lot of effort to dodge a simple question: do you believe that everyone should get nothing as long as it sticks it to the rich?
It should be easy to answer without changing the subject.
Might as well make the last time it ever happens a good one.
Good call, Joe.
Its so that 47 cant walk it back and hold the state hostage by witholding relief funds… Again.
Then California withholds it’s funds to the federal government…
And here I am still waiting on FEMA to get their shit together and get me the money they owe me from over 3 months ago.
Say what you want about him but the military is sending 10 water helicopters and every fire plane it has. There’s also over a thousand ground personnel going to help. And if you’ve looked at the fire recently you’ll see why, there’s a real danger it breaks into the semi-urban area.
Trump would 100% be laughing while playing.the liar (lyre)
Isn’t that socialism or communism or government over reach though? How can Republicans stand for this?!
